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The Wiley Group
Baltimore, MD 21224
Mobile: 410-961-3610
Office: 410-342-4444

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Blog: Mortgage Information

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next... Read more

Which ARM is the Best Alternative?

How would you like a mortgage loan where you did not have to make the whole payment if you did not want to? Or would you like a loan with an interest rate about 1% below a thirty-year fixed rate mortgage and pay zero points? Or a loan where you did not ha... Read more

WHAT’S A FICO®?

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is... Read more

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

Land Contract

An alternative to a non-conforming loan is the use of a land contract, which is allowed in some states. A land contract is an agreement between a buyer and a seller, where the buyer agrees to make periodic payments to the seller. The title to the property... Read more

The Wiley Group of Keller Williams Metropolitan
4015 Foster Avenue, Suite 300
Baltimore, MD 21224
Cell: 410-961-3610
Office: 410-342-4444
Email: r1wileykw@gmail.com or thekwwileygroup@gmail.com 
 

Testimonials

I was warned by Bob if I didn’t use an agent that I could run in to trouble and that’s exactly what happened when I had no recourse dealing with my developer concerning some issues with my newly renovated rowhouse. He was right. In the end, you are entitled to so many laws in your favor and Bob knew this. Otherwise, we have been able to lean on Bob for many referrals for random needs such as Mortgage Co., plumber, etc. He’s truly an ace and someone I trust and recommend. Michael Garcia
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